Loans can range from anywhere from as small as $3,000 to $300,000 . The amount that you will be able to borrow will depend on your credit profile , affordability and other factors.  We can help assess your situation and can talk openly about what is realistic for your maximum lend.

Our interest rates vary from 9.5% to 29.95% and are determined based upon a large range of factors . The interest rate charged is based upon the complete risk profile of both the client and whether the loan is secured or unsecured.  Some things that are taken into consideration are affordability, credit score,  stability at employment and address, drivers licence type , visa expiration date and many other factors.  Credit reporting agencies such as Centrix are widely used now and also influence the rate that you will be charged.  If you are unsure or want further information around interest rates please contact us for an indicative rate.

The fees charged will vary depending on the lending provider that is used for your loan. For a first tier application with clear credit establishment fees start from $450.00. A broker fee may be charged for our services if the provider used allows this.  All fees are disclosed in loan documentation and will be made clear in a transparent manner. Some lenders have early settlement fees if you choose to end the loan term early, these are discussed up front when signing loan documentation.

We will work with you to help collect and collate all your information up front to ensure a speedy approval process. The approval time can happen in less than a few hours but will depend on the lender timeframes and workloads.

Yes – we have specialised niche lenders that will lend over the expiry of your Visa term if you meet their lending criteria.

Yes – we have lenders that specialise In learner licence loans and we can get you approved if you meet their lending criteria.

Yes – we offer vehicle financing on private sales